Who We Are

Everwise is a professional asset management company, established in 2019, licensed and regulated by the Financial Crimes Enforcement Network (FinCEN) of the U.S. Department of the Treasury (MSB), and holds certificates from the U.S. Securities and Exchange Commission (SEC).

Our Hong Kong company has long been focused on serving high-net-worth clients and institutional investors, providing diversified and robust asset management solutions, covering asset management, wealth planning, and family office services.

We consistently adhere to the principles of stability, transparency, and long-term value investing, committed to helping clients achieve sustainable wealth growth.

Becoming an Everwise client means you will have a dedicated investment team and systems to support you. This means you can access high-quality fund resources, technological automation, personalized services, and attentive customer service at any time, helping you plan your capital rationally based on near-term needs and long-term wealth goals. This means wealth accumulation and peace of mind.

The Evolution of Business Models: Good Incentive Mechanisms Lead to Smarter Decisions

Aligned incentive mechanisms can lead to better motivation, choices, business models, advice, outcomes, and quality of life. At Everwise, we are committed to enhancing client relationships through a business model that matches the wealth clients entrust to us:

What makes Everwise unique is that we do not receive compensation through subscription fees, transaction fees, leverage, or recurring trailing commissions.

Everwise only charges clients a clear and transparent asset-based management fee (0.25% to 0.60% annually), known in the industry as the "pure management fee model." This model ensures that our only motivation is to help clients achieve wealth growth, and we can wholeheartedly contribute to our clients' success without being affected by conflicts of interest. Client success is Everwise's success.

To ensure independence and consistency, we have innovatively introduced a 100% commission-free system. This is not only to reduce client costs but, more importantly, to ensure that our evaluation and selection of investment strategies are based on their value, and that our advice is based on client goals, not on the amount of trailing commissions charged for distribution.

"Eliminating commissions makes the path to serving clients clear. We serve our clients. Clients should clearly understand how much profit we earn from them, and we must create value commensurate with our fees to build lasting trust, respect, and mutually beneficial partnerships."

Evolving Financial Outcomes: The Best Investment Strategies Should Stand Out

When screening investment strategies, we prioritize investment value, proven execution track records, and net returns after fees, rather than distribution commissions that fund managers might pay.

We develop professional investment strategies and carefully select first-class investment solutions for our clients. We partner with over 100 leading global asset management companies, covering all major asset classes and strategies—cash management, fixed income, equities, real estate, private markets, hedge funds, and alternative investments, including passive, quantitative, active, long-short strategies, absolute return, arbitrage, and more—aimed at providing better investment solutions for all of us.

Everwise does not engage in trading individual stocks, bonds, or unlisted companies. We choose to focus on investment strategies implemented by managers with strong track records, because we believe that with the industry's best talent, systems, and scale, we can provide our clients with better risk-return trade-offs and higher probability of achieving their goals.

We search globally for top investment strategies, combining data and experience to assess quality, efficiently access resources, and provide clients with evidence-based advice to help them achieve their goals.

The Revolution of Wealth Experience: Personalized, Evidence-Based, Convenient, and Efficient

A personalized, evidence-based investment philosophy means we focus on discussing with clients their future capital needs—from short-term requirements to long-term goals, from generational wealth accumulation to expressing market views—and ensuring their wealth is appropriately allocated to corresponding investment portfolios to achieve these goals. This is known in the industry as "liability-driven asset allocation."

Evidence has shown that investor and advisor emotions, market biases, and speculative behavior ultimately lead to poor investment outcomes. We maintain a conflict-free business model and advisory framework, continuously and systematically guiding clients to find investment solutions that align with their current goals and future trends.

Better wealth management means having various tools, technological automation, and convenient services, as well as a professional team of experts, to efficiently manage wealth, allowing clients to free up time, accumulate resources, and pursue their dreams.

We understand that the responsibility clients entrust to us extends far beyond technology or financial markets—they entrust us with their wealth, livelihoods, and aspirations to create a better future for themselves, their loved ones, and stakeholders.

Institutional-Grade Asset Security for All Clients

Since our inception, Everwise has always prioritized the security of client assets. Many bank and financial institution failures have occurred because they lent or invested funds (including client deposits) to earn interest or profits, leading to potential asset-liability mismatches on their balance sheets. Everwise is not a bank; we hold financial licenses issued and regulated by the Financial Crimes Enforcement Network (FinCEN) of the U.S. Department of the Treasury (MSB), certificates from the U.S. Securities and Exchange Commission (SEC), and Hong Kong securities licenses, and we strictly comply with regulatory requirements for client asset segregation. We never commingle client assets or cash with our own assets. Everwise was established to minimize clients' counterparty risk exposure to us—we do not provide leverage, nor do we lend client funds or assets. We require clients to pay in full for all transactions before purchase, and all client-invested assets are ultimately guaranteed by fund-designated custodians at a 1:1 asset ratio. Everwise aims to bring institutional-grade, crisis-resistant asset security, custody, and protection for all of us.

Making Your Dreams Come True

Our professional client advisors will work with you to develop a personalized, evidence-based Everwise Wealth Implementation Plan (WIP) based on your unique financial situation and life goals. Whatever your dreams are, we will help you achieve them.

We are currently actively expanding into the Malaysian market. Before formally entering the new market, the company will launch a series of phased activities and benefits to help investors better understand our investment philosophy and operational approach.

At the same time, we will also create online learning groups, where our professional team shares quality stock opportunities and the latest market information and analysis daily, helping everyone continuously improve their understanding and judgment of the market and accumulate experience through practice.